If the deceased persons life insurance coverage came from an employer sponsored group policy youll need to contact their employer to claim the death benefit. Finding life insurance policies of the recently deceased is sometimes a lot easier said than done.
Where Do You Turn To Find A Lost Life Insurance Policy It S A Big
We are the only place in canada that helps you search for a lost life insurance policy of a deceased.
Search for life insurance policies on deceased. This is why when relatives pass away. The naic can assist consumers in locating life insurance policies and annuity contracts of a deceased family member or close relationship. When a request is received the naic will.
If it is not stored in the deceased persons files or if you cannot find a record of it anywhere see if a sibling or parent or child might recall the company through which it was purchased. Ask participating companies to search their records to determine whether they have a life insurance policy or annuity contract in the name of the deceased. However with a little sleuthing you can successfully navigate the paper trail.
Finding a life insurance policy of a deceased family member can be done once you know where to look. Similarly if the deceased was part of a union that offers group life insurance to its members you should contact his or her union representative to find out how to file a claim. As you search for a lost policy keep in mind that if it was a term life insurance policy you as the beneficiary collect the benefit only if the insured person died within the term.
You must do your best to find out if there are any existing insurance or financial benefits that the dependents should be entitled to. If you are trying to figure out which insurance company now holds your old policy click here before we can search for a policy. Find life insurance policies of the deceased with help from an insurance industry professional in this free video clip.
15 ways to find life insurance policies for a deceased person. Search for life insurance policies on deceased if you are looking for insurance for your home car or life then our insurance quotes service can give you quotes to help you find what you need. To search for insurance policies for your deceased relative this is what you should do.
Term life insurance policies. Locating life insurance documents for a deceased relative can be a daunting taskfor one thing as of this moment there are no national databases of all life insurance policies. However some individuals may neglect or forget to mention that a life insurance policy exists before they are gone.
If your relative died after the term ended the life insurance company owes you nothing. This can create problems for family members who will then need to try and search for information for the policy. Here are some strategies to help simplify your search.
To locate a life insurance policy for a deceased person you first should try to find the policy itself.
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