B the association is subject to the applicable provisions of this code and other insurance laws of this state and the immediate supervision of the commissioner. We hope you find this site helpful in providing information regarding the purpose of the guaranty association and how it protects resident policyholders in the event of an insurance company insolvency.
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The texas life and health insurance guaranty association is a non profit legal entity that provides protection subject to certain limits in texas law for life health and annuity policies owned by texas residents if a member insurance company is found to be insolvent and is ordered liquidated by a court.
Texas life and health insurance guaranty association. The organization offers insurance policy coverage while paying the claims and funding the transfer of the. Most insurance companies that do business in texas must belong to a guaranty association. A the texas life and health insurance guaranty association is a nonprofit legal entity existing to pay benefits and continue coverage as provided by this chapter.
Nolhga was founded in 1983 when the state guaranty associations determined that there was a need for a mechanism to help them coordinate their efforts to provide protection to policyholders when a life or health insurance company insolvency affects people in many states. Texas life and health insurance texas department of insurance guaranty association po. Texas life health insurance guaranty association operates as a non profit organization.
There are three guaranty associations in texas. Texas life and health insurance guaranty association board of directors lh board purpose. Texas life health insurance guaranty association operates as a non profit organization.
Insurance company you should not rely on association coverage. For additional questions on association protection or general information about an insurance company please use the following contact information. The texas life and health insurance guaranty association association is a non profit legal entity that provides limited protection for the life health and annuity policies owned by texas residents if their insurance company is found to be insolvent and is ordered liquidated by a court.
Guaranty associations help pay policy claims if an insurance company fails or becomes insolvent. The organization offers insurance policy coverage while paying the claims and funding the transfer of the. Name member type term expires board position employer patricia mccandles large insurer representative 0 93020 23 hcsc blue cross.
The texas life and health insurance guaranty association covers life insurance health insurance and annuities. Welcome welcome to the tennessee life and health insurance guaranty association guaranty association web site. The board oversees the association which helps to protect texans if a life accident or health insurer fails.
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